#7 by RTP
Platinum VIP
Pragmatic Play · Instant Win Scratch Card
The only scratch card in our library with a seven-figure maximum prize. At £1,000,000, Platinum VIP is double the max prize of Lucky Fortune Card or Hot Gems Xtreme. Pragmatic Play's top-tier scratch card game has a low RTP of 95.00% due to its high volatility.
The scratch card features a dark design with platinum and gold elements to highlight the top prize and high value of the game. This is the only scratch card in our library with a jackpot as high as the VIP Platinum scratch card's £1,000,000 prize. Players need a bankroll of 75-100 scratch card games at their chosen stake to play one game.
✅ Pros
- £1,000,000 max prize — only seven-figure jackpot in our library
- 95.00% RTP — well above mid-market games
- Premium dark design — polished and distinctive
- eCOGRA-certified RNG — independently verified
- Clear prize structure — no hidden mechanics
❌ Cons
- Lower RTP than top 6 games — you pay for the jackpot ceiling
- High volatility — 75–100 card bankroll minimum
- Long dry spells between significant wins by design
How Platinum VIP Works
Set Your Stake
Players can choose a stake between £0.10 and £20 per scratch card. The maximum prize of £1,000,000 is only available to players who choose to stake £1 on each game. At a stake of £1 per scratch card, the maximum prize is only £50,000.
Buy the Card
Clicking the "Buy the Card" button will show the outcome of the scratch card game. All premium symbols are pre-assigned to scratch cards before players view them.
Reveal Premium Symbols
Players scratch the card to reveal the symbols on the scratch card. The prize won by players is determined by the symbols revealed.
Match for Prize
To win the top prize of £1,000,000, players must match three platinum symbols on their scratch card at the max stake. Lower prizes are awarded for other matching symbols on the scratch card.
Prize Credited Instantly
Any winnings are credited to the Scratch Card player's casino balance instantly after playing the scratch card.
Prize Structure
Scratch card games offer a more top-heavy prize distribution than other scratch games in our library. More of the RTP percentage is given to the maximum prize as compared to other games in the library.
Wins between 2x and 10x the stake are less frequent when playing this scratch card game. Players may expect to play between 50 and 100 scratch cards to win a prize between 2x and 10x the stake. There are fewer wins between 11x and 15x stake than in medium or medium-high volatility scratch card games. However, wins of 15x or more the stake are more frequent.
Compared to other scratch card games, Platinum VIP has a lower RTP and volatility. However, the trade-off for players seeking a prize of £1,000,000 is the correct choice for such players.
RTP & Volatility
RTP: 95.00% - The scratch card is the seventh highest RTP in the library. Players can expect to lose £5.00 for every £100 wagered. Scratch Match Deluxe offers a higher RTP of 96.47%, meaning the prize gap between the two games is only £1.47 per £100 played.
Volatility: High - The scratch card has a high volatility with a similar level to Lucky Fortune Card. The game requires a higher bankroll than most other games in the library. With a recommended bankroll between 75-100 scratch cards at the chosen stake, players can expect the most value from their playtime.
Expected Loss on £100
Players can expect to lose £5.00 every £100 played on the Platinum VIP scratch card. This makes it less volatile than the top six scratch card games in our library but requires a higher bankroll than scratch card games with RTP percentages between 93% and 94%.
The £1M Trade-Off
At 95.00% RTP, the Scratch Card features a slightly lower RTP than Lucky Fortune Card (95.10%). However, Lucky Fortune Card pays out a prize of only £500,000 compared to the Scratch Card's prize of £1,000,000.
Recommended Bankroll
To play the scratch card, players need to commit a minimum bankroll of 75-100 scratch cards at their chosen stake. At a stake of £1 per scratch card, players should budget at least £75-£100.
Our Verdict
Highest Max Prize Available
For maximum prize value, players can win up to £1,000,000. This is the only scratch card in the library that offers a prize of this value.
Premium Design
The Scratch Card has the best design of the Pragmatic Play scratch card games. The dark theme of the game matches the high value of its prizes.
Lower RTP Than Top Peers
Compared to other scratch card games in the library, Platinum VIP has a lower RTP of 95.00% than the top six scratch card games in the library. However, the prize value of the Scratch Card justifies the lower RTP offered.
Large Bankroll Required
Given the high bankroll requirement for play, Scratch Card games are not for players on a tight budget. With such a high volatility for Scratch Card games, players should have sufficient funds to play between 50 and 100 Scratch Card games.
Bottom line: For players seeking a maximum prize of £1,000,000 with a higher volatility and sacrifice in RTP percentage, the Scratch Card is the only game in our library that meets these criteria. For others seeking higher RTP percentages, there are better scratch card games in the library.
Where to Play Platinum VIP
Scratch Card games are available to play at licensed Pragmatic Play casinos. All the scratch card operators we recommend have been verified to offer Scratch Card games and responsible gambling tools.
Play Platinum VIP at a Trusted Casino
The recommended scratch card operators offer the full Pragmatic Play scratch card library. All the operators we recommend have been reviewed for fairness and player terms.
Check out our full list of ranked scratch card games to compare the features of every game in our library.
