Quick Comparison: Top Scratch Cards at a Glance

Not sure which game to play? Have a look at the table above, which contains all of the key statistics from each of the scratch card games that we tested and reviewed - sorted by RTP from highest to lowest.

Game Provider RTP Max Prize Volatility Best For Review
Scratch Match Deluxe Pragmatic Play 96.47% £250,000 Medium Best overall value Review ↓
Lucky Fortune Card Pragmatic Play 96.10% £500,000 High Big jackpot hunters Review ↓
Hot Gems Xtreme Playtech 95.99% £500,000 Medium-High Slot fans Review ↓
Jewel Pool Pragmatic Play 95.78% €100,000 Medium Casual players Review ↓
Cash Collect Playtech 95.50% £250,000 Medium Branded fans Review ↓
Adrenaline Rush Pragmatic Play 95.20% €200,000 High Action / thrill seekers Review ↓
Platinum VIP Pragmatic Play 95.00% £1,000,000 High High rollers Review ↓
Super Sixers Pragmatic Play 94.80% €150,000 Medium Cricket fans / beginners Review ↓
Airavat White Elephant Pragmatic Play 94.60% €50,000 Low Theme lovers / beginners Review ↓
Mega 777 Pragmatic Play 94.50% €75,000 Low Classic style lovers Review ↓

⚠️ All RTP figures are taken from the provider game sheets. The max prizes may be higher, but can be lower according to the online casinos - always check the terms and conditions before playing. See our full RTP guide →

Which Scratch Card Is Right for You?

All of the games on this list are worth playing. Ultimately, the best scratch card game for you will depend on your preferred playing style.

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You want the best odds

Scratch Match Deluxe offers the highest RTP at 96.47%, but also features medium volatility and a satisfying match-3 playing mechanic.

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You want a life-changing prize

For those chasing the highest prize, the Platinum VIP scratch card offers a max prize of £1,000,000 - the highest of any game on this page.

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You're a beginner

Both the Mega 777 and Airavat White Elephant scratch card games offer low volatility and easy to understand playing mechanics. You will win more smaller prizes with these games. Super Sixers offers a similar experience for those who want to try a game with medium volatility and a simple playing mechanic.

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You want big wins more often

The Lucky Fortune Card is a high volatility scratch game with the second highest RTP at 96.10% and a prize of £500,000.

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You come from slots

Inspired by the popular Playtech slot machine, Hot Gems Xtreme is a scratch card that features a similar playing experience for those who like the slot machine.

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You want a themed game

Try the Super Sixers scratch card for the cricket action, play the Cash Collect game for the Playtech mechanic, or give the Jewel Pool a try for a game with a focus on gem matching.

Detailed Game Reviews

All of the scratch games on this page have been played and tested by ourselves to determine the best scratch card games worth adding to your favourite online casinos virtual shelf.

Scratch Match Deluxe scratch card game screenshot #1

Scratch Match Deluxe

by Pragmatic Play

RTP96.47%
Max Prize£250,000
VolatilityMedium

Scratch Match Deluxe is the top rated scratch card on this page. Pragmatic Play's scratch card allows players to select a prize value and simply reveal the symbols to win prizes with a value of three or more of the same symbol. The top prize is £250,000 and the RTP is some of the highest at 96.47%.

The medium volatility for Scratch Match Deluxe means players will win prizes regularly enough to keep them entertained, but not too often that the element of chance is diluted.

✅ Pros

  • Highest RTP on this list (96.47%)
  • Clean, easy-to-understand format
  • Medium volatility — balanced experience
  • Wide availability at major casinos

❌ Cons

  • Max prize lower than some rivals
  • Visual design is functional, not flashy
Full Review →
Play at: Cristal Poker Wild Tokyo Yep Casino Spinit Casombie
Lucky Fortune Card scratch card game screenshot #2

Lucky Fortune Card

by Pragmatic Play

RTP96.10%
Max Prize£500,000
VolatilityHigh

Lucky Fortune Card uses a playing card theme for its design, but is a high volatility scratch card. This game offers players a chance to win a prize of £500,000 - one of the highest on this page. The RTP is 96.10%, which is very close to the maximum RTP percentage available for scratch card games.

With high volatility, you will go through periods of playing in which you will win no prizes. This is the trade-off for the chance to win a high prize value of £500,000.

✅ Pros

  • £500,000 max prize
  • Excellent 96.10% RTP for a high-vol game
  • Strong year-round search demand — easy to find at casinos

❌ Cons

  • High volatility — long losing streaks possible
  • Not ideal for small bankrolls
Full Review →
Play at: Cristal Poker Wild Tokyo Yep Casino Spinit Casombie
Hot Gems Xtreme scratch card game screenshot #3

Hot Gems Xtreme

by Playtech

RTP95.99%
Max Prize£500,000
VolatilityMedium-High

Hot Gems Xtreme by Playtech is a scratch card inspired by the popular Hot Gems slot machine. The design elements of the scratch card are the same as the slot game.

Hot Gems Xtreme has a medium-high volatility and top prize of £500,000 - the same as Lucky Fortune Card and jointly the highest of all games on this page.

✅ Pros

  • Strong RTP from a trusted provider (Playtech)
  • Gem multiplier mechanic adds variety
  • Familiar theme for slot players

❌ Cons

  • Playtech network only — not at all casinos
  • Medium-high volatility needs a decent bankroll
Full Review →
Play at: Cristal Poker Wild Tokyo Yep Casino Spinit Casombie
Jewel Pool scratch card game screenshot #4

Jewel Pool

by Pragmatic Play

RTP95.78%
Max Prize€100,000
VolatilityMedium

Jewel Pool is one of the easiest to play scratch card games on the market with a similarly themed gem and pool game that is guaranteed to entertain all players of any age. The medium volatility of this game and a prize of €100,000 makes it one of the best for casual players.

With a focus on gem matching, players reveal the different coloured gems on the screen to create sets of three or more of the same colour. A popular scratch card from Pragmatic Play that can be found at the majority of online scratch card casinos.

✅ Pros

  • Beginner-friendly medium volatility
  • Attractive visual design
  • €100,000 max prize — solid upside
  • Widely available

❌ Cons

  • RTP slightly below the top tier
  • Theme may feel familiar / generic
Full Review →
Play at: Cristal Poker Wild Tokyo Yep Casino Spinit Casombie
Cash Collect scratch card game screenshot #5

Cash Collect

by Playtech

RTP95.50%
Max Prize£250,000
VolatilityMedium

Inspired by the popular Cash Collect slot game, this scratch card allows players of any age to enjoy a familiar playing mechanic.

This game features a top prize of £250,000 and a volatility factor of medium. The RTP is 95.50%, which is slightly lower than the other three games on this page but still above 94%, which is the minimum RTP percentage required of any scratch card game.

✅ Pros

  • Recognisable brand — easy to trust
  • £250,000 max prize
  • Smooth medium volatility experience

❌ Cons

  • RTP below the top performers
  • Less widely distributed than Pragmatic Play titles
Full Review →
Play at: Cristal Poker Wild Tokyo Yep Casino Spinit Casombie
Adrenaline Rush scratch card game screenshot #6

Adrenaline Rush

by Pragmatic Play

RTP95.20%
Max Prize€200,000
VolatilityHigh

Adrenaline Rush is the most visually striking scratch card on this page with its focus on the racing theme. The top prize is £200,000 and the RTP percentage is 95.20%.

With high volatility, players will need a high bankroll to fund their playing sessions. They will win prizes less often with this game than the others. However, the high volatility means prizes will be higher.

✅ Pros

  • Best visual design on this list
  • 95.20% RTP — solid top-6 value
  • Racing multiplier mechanic adds prize upside
  • €200,000 max prize

❌ Cons

  • High volatility — needs a proper bankroll
  • Long losing streaks are part of the design
Full Review →
Play at: Cristal Poker Wild Tokyo Yep Casino Spinit Casombie
Platinum VIP scratch card game screenshot #7

Platinum VIP

by Pragmatic Play

RTP95.00%
Max Prize£1,000,000
VolatilityHigh

As the name suggests, the scratch card from Platinum VIP is for high rollers. With a max prize of £1,000,000, it is the highest of any game on this page. However, the RTP is at 95% and the volatility is high meaning that prizes will be won less often than other games on the page.

With a design that features dark backgrounds and gold accents, this game is for those high rollers with a considerable bankroll for playing sessions. The minimum stakes to play are higher than the other games on this page.

✅ Pros

  • £1,000,000 max prize — highest on this page
  • Premium VIP aesthetic
  • Suited to high-stake sessions

❌ Cons

  • Lower RTP (95%) for a high-vol game
  • High minimum stakes
  • Not recommended for casual / low-bankroll players
Full Review →
Play at: Cristal Poker Wild Tokyo Yep Casino Spinit Casombie
Super Sixers scratch card game screenshot #8

Super Sixers

by Pragmatic Play

RTP94.80%
Max Prize€150,000
VolatilityMedium

For fans of cricket, this scratch card may be a visual treat with prizes that are of medium volatility and an entertaining playing experience for fans of the sport.

The RTP is not the highest of any game on this page, but the medium volatility means that prizes can be won with a modest bankroll. This is a beginner scratch game with the cricket theme.

✅ Pros

  • Medium volatility — balanced win frequency
  • Unique cricket theme stands out
  • Good for regular-session players

❌ Cons

  • RTP below 95%
  • Lower max prize (€150,000)
  • Niche theme won't appeal to everyone
Full Review →
Play at: Cristal Poker Wild Tokyo Yep Casino Spinit Casombie
Airavat White Elephant scratch card game screenshot #9

Airavat White Elephant

by Pragmatic Play

RTP94.60%
Max Prize€50,000
VolatilityLow

Inspired by the divine white elephant of Hindu mythology, this is the most visually distinctive scratch card on this page with its unique three-tier elephant game mechanic that players will understand from the artwork of the scratch card.

With a €50,000 prize maximum and low volatility, this is the most beginner-friendly game on this page. Players will win more often but with smaller prizes.

✅ Pros

  • Outstanding thematic design — most distinctive reviewed
  • Low volatility — most beginner-friendly on this list
  • Frequent small wins — smooth sessions

❌ Cons

  • €50,000 max prize — second lowest here
  • 94.60% RTP — nine games above it offer better return
Full Review →
Play at: Cristal Poker Wild Tokyo Yep Casino Spinit Casombie
Mega 777 scratch card game screenshot #10

Mega 777

by Pragmatic Play

RTP94.50%
Max Prize€75,000
VolatilityLow

A classic scratch card game that has remained unchanged for the industry; players scratch away to reveal the lucky 7 symbols. This game is at the bottom of the RTP ranking but is still a fun game for players seeking the chance to win with a classic design.

With a prize of only €75,000, this is the scratch game with the lowest maximum prize on this page. With low volatility, prizes will win more often but with smaller prizes.

✅ Pros

  • Classic format — zero learning curve
  • Low volatility — frequent small wins
  • Lowest stakes entry point

❌ Cons

  • Lowest RTP on this list (94.50%)
  • Lowest max prize (€75,000)
  • No bonus mechanics or special features
Full Review →
Play at: Cristal Poker Wild Tokyo Yep Casino Spinit Casombie

How We Rank Instant Win Scratch Cards

All of the scratch games on this page have been assessed against five criteria to determine the best scratch card game you can play. The rankings are purely based on testing the games ourselves - we do not take payments from the online scratch card game software providers.

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RTP (Return to Player) 35%

RTP or Return to Player is the most important figure in any scratch card game. This will determine the percentage of every £100 that you wager that will be paid back to you. The minimum RTP of all scratch card games is 94% - anything less than this is not worth your money.

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Volatility 20%

Volatility is a figure that determines the frequency of the prizes that you will win with the game, and the size of those prizes. If a game is of low volatility, you will win more often but with smaller prizes. If the game is of high volatility, you will win prizes less often but with a larger potential prize value. We have labelled each game accordingly.

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Max Prize 20%

The max prize for any game determines the maximum prize value that you can win by scratching away the protective layer of the scratch card. All of the games on this page feature a top prize value of at least £100,000.

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Gameplay Experience 15%

The gameplay experience of any scratch game is assessed by ourselves while playing the games multiple times to determine the best experience.

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Casino Availability 5%

Where you can play the games - all of the games on this page are available at multiple licensed online casinos in the UK.

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Provider Licence 5%

All of the scratch card games on this page were made by providers who hold licenses to produce online casino games and use certified RNG software to ensure fair play. All of the providers on this page are licensed and regulated.

Frequently Asked Questions

What is RTP and why does it matter for scratch cards?

RTP stands for Return to Player. This figure will show the percentage of every £100 that is wagered on any scratch card game that is paid back to players as winnings. For instance, a 96% RTP will pay back £96 for every £100 wagered. This does not mean that you will win £96; instead, over a large number of games, your total winnings will be 96% of your total wager. For scratch games, any RTP value above 95% is considered good - below 92% is considered poor. Learn more about how RTP works →

Are online scratch cards actually random?

Yes - all of the games on this page are provided by licensed online casinos that use certified Random Number Generator (RNG) software to determine the outcome of each scratch card game. These outcomes are independent of previous games played and are randomly generated at the time of purchasing of the scratch card. All of the licensed software providers on this page have certified their RNG software to bodies such as eCOGRA and BMM. Read our full fairness explainer →

What's the difference between low and high volatility scratch cards?

Volatility, also known as variance, is the volatility of the prizes in the game. For instance, games with low volatility, such as Mega 777, will pay out prizes with a lower value but more frequently. High volatility scratch games, such as the Platinum VIP scratch card, pay out prizes with higher values but less frequently. This is a key figure to consider when determining in which games to invest your playing sessions.

Where can I play these scratch cards?

All of the games on this page are available at licensed online casinos. Pragmatic Play and Playtech online scratch card games are available at the best online scratch card casinos in the UK.

Can I play online scratch cards for free?

Most licensed online casinos offer a demo mode for their scratch card games - meaning that you can play the games for free to become familiar with their play mechanics before playing for real money. However, not all online casinos offer demo mode for scratch games so be sure to check the individual scratch card games you are interested in.

Are these games available on mobile?

Yes - all of the scratch card games on this page are built in HTML5 technology, meaning that they are playable on any smartphone or tablet - no download of the application is required to play.

Daniel Holt
Daniel Holt Verified Reviewer

Casino Games Writer & Scratch Card Reviewer

Daniel Holt is the writer and founder of instantwins.net. His focus is on scratch card and instant win games. He is the author of the reviews on this page.

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