Hi, I'm Daniel
When I started to play online scratch cards I quickly found myself frustrated at the lack of honesty on most scratch card review websites. The data they published on games was faked, and they promoted the casinos that paid the highest commission.
To combat this I started InstantWins.net where I would provide honest reviews of online scratch card games. I do not have any industry experience with casinos. All the data that is published on games on this website comes from playing them myself, and from the official documentation published by the scratch card game providers.
InstantWins.net was officially launched in April 2026. The website covers online scratch card games available from licensed casinos around the world. All scratch card games are scored according to the framework on this page. All reviews on this website are written by myself.
Three Questions Every Scratch Card Player Deserves Honest Answers To
Most content about scratch cards is written with search engines in mind - not players! The return rates are often copied from other websites, the rankings are made with the caveat of high commission rates from casinos, and the content that is actually beneficial to players is hidden beneath paragraphs of filler text. We aim to answer three key questions about each scratch card before it is published on the site.
What are the actual odds?
The RTP for a scratch card tells a player what the theoretical payout will be if the player plays enough tickets. The figure is sourced from the manufacturer of the scratch card - never from other websites. Any information that cannot be sourced from the manufacturer is not published on the site.
Is the game worth playing?
It is possible to have a great return rate but play a scratch card that is not worth playing. I play every scratch card that I review at a real casino using real money to provide a detailed report on whether or not it is worth playing to other players.
Where can I play safely?
All the casinos that are recommended on this website have been independently reviewed to ensure that they are safe to use and hold a valid gambling licence. We verify the licensing information of each casino before we recommend them to our readers.
How We Review Scratch Card Games
Every scratch card game review uses the same five step process. No steps are skipped.
Source the RTP from Provider Documentation
The RTP for a game is obtained directly from the scratch card game itself, the information provided by the manufacturer about the game, or its published RNG certificate. Any RTP figures that are sourced from other websites are not used in the article. If the manufacturer provides a range of RTP returns, that range is published. If no information is available about the RTP of a scratch card game, it is not published on the site.
Play With Real Money at a Licensed Casino
All reviews are based on playing the game for real money. Many scratch card game demos do not reflect the same experience as playing for real money. The experience with playing for real money is what is published in the article.
Document the Full Mechanics
All features of the scratch card game are documented in the article. The number of scratch fields, the prize structure, any bonus features, and the stake ranges and requirements for playing are all documented.
Check Availability Across Recommended Casinos
All games that are reviewed on this website are available from at least one of the licensed casinos that is recommended on this website. Any casinos that do not carry a particular scratch card game are noted in the article.
Score Against Six Weighted Criteria
All scratch card games are scored according to six different criteria. Some criteria are weighted more heavily than others based on what is important to players:
RTP 35%
The return that is paid to players over the long term - the RTP. Data for this criteria is sourced from the scratch card manufacturer.
Volatility 20%
The distribution of winning prizes that a scratch card can offer. This score is documented during review of the scratch card - no preferences are included in this criteria.
Max Prize 20%
The maximum prize that can be won by playing a scratch card game.
Gameplay Quality 15%
The quality of the gameplay experience from the scratch card game itself.
Casino Availability 5%
The number of licensed casinos that carry the scratch card.
Provider Licence 5%
Whether or not the scratch card is from a licensed manufacturer that is certified with an independent testing authority (GLI, BMM, iTech Labs, etc.).
The full methodology is in our Editorial & Review Policy.
See the Rankings
A list of the best instant win scratch card games - ranked according to the criteria above.
How We Review Scratch Card Casinos
Casinos are reviewed with a separate criteria framework. While the same data is used to compare them with the scratch card games, the importance of certain features is weighted differently.
Safety & Licence 30%
Casinos must have a gambling licence and a footer on their website that displays their licence number. The history of the issues that they have had with the gambling authorities is also reviewed.
Scratch Card Selection 25%
A casino's selection of scratch card games. The number of manufacturers represented, the number of games available, and the quality of that selection is reviewed.
Bonus Value 20%
The value of the bonuses that they offer to new and existing players. The wagering requirements, eligible games, and time limits are taken into consideration.
Withdrawal Limits 15%
A player's ability to effectively withdraw their winnings from the casino. The monthly withdrawal limit, the minimum withdrawal amount, the required pending period for withdrawals, and the ease of the withdrawal verification process are reviewed.
Customer Support 5%
The availability and quality of a casino's customer support service. The availability of live chat, the response time to questions, and the helpfulness of the support agents are all assessed.
Mobile Experience 5%
Casinos offer mobile websites and mobile applications for iOS devices and Android devices. The usability and features of their mobile scratch card games are tested and published on the website.
Our Casino Rankings
A list of the five best licensed casinos - ranked according to the criteria above.
Affiliate Disclosure
InstantWins.net earns a revenue from the casinos with whom we partner. If you click on a link to a casino and create an account, we may receive a commission. The rate that we are paid has no bearing on the rankings or criteria for any scratch card games or casinos. Some casinos with which we partner do not have any affiliate arrangement with InstantWins.net.
Read full disclosure →Contact & Corrections
If you spot an error on the site - such as an outdated return rate for a scratch card game or a broken link - please get in touch. Any information on the site is updated by myself when necessary, and the individuals who make corrections to the content of articles are credited.
If you have any suggestions for scratch card games or would like to partner with InstantWins.net to cover your games - see the contact page.
Go to contact page →Responsible Gambling
Scratch cards are a form of gambling. The outcomes of scratch card games are determined by a Random Number Generator (RNG) that is certified by the manufacturers of those games. The outcomes are random - there is no strategy for winning - and the house always has an edge in relation to the amounts of money that must be wagered to win.
If gambling is a problem for you or someone you know, free help is available: